Bad Credit Auto Loans in Midlothian, IL
Are you frustrated that a low credit score keeps you from driving your dream car? Worry no longer with our services at Bill Kay Ford! We have auto financing for people from all walks of life—even those with less than stellar credit. Contact us to learn more!
How Can I Get An Auto Loan With Bad Credit?
At Bill Kay Ford, we know that a low credit score can come from anywhere, and that it’s often out of your control. Many automotive dealerships might seek to turn you away because of your financial standing, but we are exactly the opposite. We understand the hardship that comes with low credit and want to turn your luck around. Since we are fortunate enough to have trusted lenders within our network, we can vouch for you when it comes time to secure an automotive loan. Before you know it, you’ll be in the driver’s seat of a new-to-you car! Trust us.
Steps to Follow
There are a few factors that will shape your contract and associated loan. First things first, you have to pick out the model you would like, which you can do easily by accessing our online inventory under either the New Vehicles or Pre-Owned Vehicles tabs of our website. Next, you have to decide how long you want your term to extend. Typically, financing lasts between four to seven years, depending on how large you want your monthly contributions to be. After that, we invite you to consider whether you want to Sell Us Your Vehicle or Value Your Trade to offset the cost of your purchase. Lastly, you must decide how big of a down payment you want to give, as that will have an impact on your monthly loan payments thereafter. When all of that is decided, you will have the perfect contract in your hands.
To put this down in writing, you can access our other site, Auto Credit Gurus. From here, you will get further details on how to trade in a vehicle, and even how to get down payment assistance. As a first step, we suggest you use the Get Pre-Approved tool to ensure that you are good to go when applying for a loan. Then, you can use the Finance Application to lay down some groundwork! Once your form is received with all of the information we discussed beforehand, that’s when our lenders will be contacted. You will be able to pick from several loan options that fit within your budget, allowing you to tailor your contract based on your financial needs.
To look into bad credit auto loans in Midlothian, IL, give us a call at Bill Kay Ford! Our Finance Department is willing to work with you one-on-one to find you an ideal vehicle for a great price.