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Buy vs Lease near Chicago, IL

Buy vs Lease near Chicago, IL

Stop by Bill Kay Ford Today!

Dealership Information

Whether you are a seasoned veteran or a first timer, purchasing a vehicle can seem like a daunting task at first glance. That is why we at Bill Kay Ford are here to fill you in with all of the details of buying and leasing! Our goal is to guide you throughout the entire acquisition process so you can be well informed while securing a model that fits your budget and driving needs. When you are ready to finalize your contract, make your way down to our Finance Department at 14633 South Cicero Avenue in Midlothian, IL!

Leasing

Let’s start this overview off by looking toward the path that is gaining more and more traction as time passes. Otherwise known as leasing, this available option is perfect for drivers that have changing needs every couple of years. That is because you will essentially be borrowing your prospective vehicle from us for an average of three years at a time. Since you won’t be paying towards ownership, you will only be on the hook for rate at which the vehicle depreciates along with the mileage that you traverse per year. So, if you are interested in experiencing the latest automotive updates for a low price, then this route will be right up your alley! Once your contract ends, you will have the opportunity to dive into our lease end options.

Buying

If you don’t like the idea of borrowing a vehicle or simply want to own what you are paying for, then you are definitely going to want to opt for the avenue of purchasing. Since most potential buyers can’t pay for the full sticker price upfront, we will divide the entire cost of the vehicle over a period of time that ranges between four and seven years. This way, you can take advantage of low monthly payments! Once your contract ends, you will be the sole owner of the model, and can use it as a trade-in when you decide it’s time to upgrade. Before you drop by, we suggest seeing what you can afford when you punch some numbers into our online Payment Calculator. Then, you can get some of the paperwork out of the way when you fill out our Get Pre-Approved form and Finance Application.

Inventory

If you haven’t already, you can start looking for the vehicle that makes sense for your daily driving requirements right from home when you click on the New Vehicles dropdown at the top of your screen. After that, you can choose the model that sparks your curiosity or simply select the Browse New Inventory link to delve into everything that we have on our lot. Either way, we suggest using the filters that appear on the left side of your screen to expedite the search process by implementing some of your must-haves. Once you enter the year, fuel economy, model, and even the color, we will quickly refine your search and display a cultivated listing of vehicles that adheres to your needs. Then, you can give us a call to schedule a test drive!

Once you decide whether to buy vs lease near Chicago, IL, you can make your way down to Bill Kay Ford. Our friendly representatives look forward to meeting you as soon as possible!


Sales Hours

708-377-5313
Monday 9:00 am - 9:00 pm
Tuesday 9:00 am - 9:00 pm
Wednesday 9:00 am - 9:00 pm
Thursday 9:00 am - 9:00 pm
Friday 9:00 am - 9:00 pm
Saturday 9:00 am - 6:00 pm
Sunday Closed

Contact Information


Testimonials

"Fast and friendly "

Kc15050
DEALERRATER
11-18-2019
Full Star Full Star Full Star Full Star Full Star

Last minute in need of a car battery, was in and out within 30 minutes, same price as doing the job myself. Excellent! A definite pleasure

"Great service "

ADRIAN.MATA147
DEALERRATER
11-18-2019
Full Star Full Star Full Star Full Star Full Star

I took my truck in for a normal "the works" special which is an oil change, tire rotation, and inspection. I am so glad the mechanics do their job because I am actually going on a roadtrip with my family. Come to find out I had a leak in my drivetrain axle. I am so glad that they found it before I left. They did "the works" and fixed the problem I had and now I can safely go on my roadtrip with my family. Thank you and am grateful for your services. The service representative also called for a ride so I wouldn't have to wait there and could do errands before we leave.

"Victoria was very nice and informative."

Ta'bostol
DEALERRATER
11-18-2019
Full Star Full Star Full Star Full Star Full Star

Overall service was great. I would definitely go back to this place again. I would recommend this place to any one that's in need of service.

"Excellent"

EILEENJ731
DEALERRATER
11-18-2019
Full Star Full Star Full Star Full Star Full Star

I received "the works" service along with having my wipers replaced and batteries put in my fobs. Carlos Toscano provided excellent customer service. I would highly recommend Carlos and service being done at Midlothian Ford.

"Great Service "

Lambarki19
DEALERRATER
11-17-2019
Full Star Full Star Full Star Full Star Full Star

The service people are very friendly and knowledgeable. They fixed what needed to be fixed and put me on a guilt trip for not repairing everything at once. They told me which repairs were vital to stay safe on the road.

"Purchased a new automobile "

hanzie81
DEALERRATER
11-17-2019
Full Star Full Star Full Star Full Star Full Star

I purchased a new 2019 ford eco sport. here. Staff was friendly, knowledgeable and fair. Have recommended this dealership to several friends. The car drives great.

"Service"

KARENPRATT8186
DEALERRATER
11-15-2019
Full Star Full Star Full Star Full Star Full Star

Check in and service were great as usual. My questions were answered very clearly. I liked that I was updated on how much longer the service work would take.

Service

KARENPRATT8186
CARS
11-15-2019
Full Star Full Star Full Star Full Star Full Star

Check in and service were great as usual. My questions were answered very clearly. I liked that I was updated on how much longer the service work would take.

Great customer service Victoria

LUREE2014
CARS
11-14-2019
Full Star Full Star Full Star Full Star Full Star

Staff is always friendly. Tori gave great service. They don't try to upsell repairs but give honest recommendations about the condition of your vehicle.

"Great customer service Victoria"

LUREE2014
DEALERRATER
11-14-2019
Full Star Full Star Full Star Full Star Full Star

Staff is always friendly. Tori gave great service. They don't try to upsell repairs but give honest recommendations about the condition of your vehicle.

"Best people"

Cizmms
DEALERRATER
11-13-2019
Full Star Full Star Full Star Full Star Full Star

PJ and the other Service team members were awesome, courteous, and professional. The moment I walked in to the final check out it was clear everyone really enjoyed their work

"Mechanical services "

Mickey Moe
DEALERRATER
11-13-2019
Full Star Full Star Full Star Full Star Full Star

I was having trouble with my car and preferred going to a Ford/Lincoln dealer for service. Unlike many other dealership service centers I was able to bring my car in the next day. They finished in less than a business day and provided great customer service. Will definitely be back if needed.

"Satisfied "

REGGIE.GARRISON
DEALERRATER
11-13-2019
Full Star Full Star Full Star Full Star Full Star

Service was very impeccable. She explained what they did and very prompt with the service! They are very consistent and the waiting room is always clean

Mechanical services

Mickey Moe
CARS
11-13-2019
Full Star Full Star Full Star Full Star Full Star

I was having trouble with my car and preferred going to a Ford/Lincoln dealer for service. Unlike many other dealership service centers I was able to bring my car in the next day. They finished in less than a business day and provided great customer service. Will definitely be back if needed.

Best people

Cizmms
CARS
11-13-2019
Full Star Full Star Full Star Full Star Full Star

PJ and the other Service team members were awesome, courteous, and professional. The moment I walked in to the final check out it was clear everyone really enjoyed their work

Satisfied

REGGIE.GARRISON
CARS
11-13-2019
Full Star Full Star Full Star Full Star Full Star

Service was very impeccable. She explained what they did and very prompt with the service! They are very consistent and the waiting room is always clean

"Honest. "

Bob
DEALERRATER
11-12-2019
Full Star Full Star Full Star Full Star Full Star

I have always taken my Focus back to Bill Kay since I picked it up there in 2009. The service department has been very good to me and my car. The quotes for additional services are always honest. Services provided are timely. I trust them with my car.

"Thumbs up"

smw5339
DEALERRATER
11-11-2019
Full Star Full Star Full Star Full Star Full Star

Service manager was excellent even contacted corporate to get the issue at hand solved 5 stars to him in addressing the problem an takeing intrest in the customers. concers thank you

Thumbs up

smw5339
CARS
11-11-2019
Full Star Full Star Full Star Full Star Full Star

Service manager was excellent even contacted corporate to get the issue at hand solved 5 stars to him in addressing the problem an takeing intrest in the customers. concers thank you

Honest.

Bob
CARS
11-11-2019
Full Star Full Star Full Star Full Star Full Star

I have always taken my Focus back to Bill Kay since I picked it up there in 2009. The service department has been very good to me and my car. The quotes for additional services are always honest. Services provided are timely. I trust them with my car.

"Great Experience "

Carl
DEALERRATER
11-10-2019
Full Star Full Star Full Star Full Star Full Star

I got a better car than I was originally looking for at a great price. They worked with me on my trade in and when I am ready to buy another car I will definitely return.

"Great Dealership "

HEATHERELLIS_2007
DEALERRATER
11-10-2019
Full Star Full Star Full Star Full Star Full Star

I have purchased 3 used cars from Bill Kay and have NEVER had an issue with any of them. Very easy to work with and have always been friendly. I will continue to buy and bring car for service to them.

"Excellent service"

Jamal
DEALERRATER
11-10-2019
Full Star Full Star Full Star Full Star Full Star

All around good service very courteous and professional staff very understanding in knowledgeable about vehicles would recommend Bill Kay Ford to all friends and family my next vehicle will come from BKFord

Great Dealership

HEATHERELLIS_2007
CARS
11-10-2019
Full Star Full Star Full Star Full Star Full Star

I have purchased 3 used cars from Bill Kay and have NEVER had an issue with any of them. Very easy to work with and have always been friendly. I will continue to buy and bring car for service to them.

Great Experience

Carl
CARS
11-10-2019
Full Star Full Star Full Star Full Star Full Star

I got a better car than I was originally looking for at a great price. They worked with me on my trade in and when I am ready to buy another car I will definitely return.

Excellent service

Jamal
CARS
11-10-2019
Full Star Full Star Full Star Full Star Full Star

All around good service very courteous and professional staff very understanding in knowledgeable about vehicles would recommend Bill Kay Ford to all friends and family my next vehicle will come from BKFord

Excellent sales and managerial team!

Jenlapapa
CARS
11-9-2019
Full Star Full Star Full Star Full Star Full Star

The team at Bill K goes above and beyond to make your experience in buying a car a very positive one. Dustin was wonderful and always a pleasure to deal with. We will be back for future purchases.

"Excellent sales and managerial team!"

Jenlapapa
DEALERRATER
11-9-2019
Full Star Full Star Full Star Full Star Full Star

The team at Bill K goes above and beyond to make your experience in buying a car a very positive one. Dustin was wonderful and always a pleasure to deal with. We will be back for future purchases.

"Great service "

JAF1063
DEALERRATER
11-7-2019
Full Star Full Star Full Star Full Star Full Star

The service center was very helpful, even after leaving my coupon at home still applied it to my service. Victoria was very nice, explained an issue with my tires.

Great service

JAF1063
CARS
11-7-2019
Full Star Full Star Full Star Full Star Full Star

The service center was very helpful, even after leaving my coupon at home still applied it to my service. Victoria was very nice, explained an issue with my tires.

Excellent service

ALWALOWSKI
CARS
11-6-2019
Full Star Full Star Full Star Full Star Full Star

The customer service was very good. They explained what my vehicle needed and did not try to sell unnecessary things. They were very fair with the cost and delivered a great job.

Couldn't ask for more

Jlillard86
CARS
11-6-2019
Full Star Full Star Full Star Full Star Full Star

So my pregnant wife's car broke down on a Tuesday, with our 3 year old in the car. We got the car towed and tried to wade thru the mass amount of dealers online, resulting in nothing but a headache. I then did what all same people do and turned to my community Facebook page for advice. Naturally, I received a myriad of opinions that clashed with one another. Thru the darkness though shone one consistently positive opinion and that was bill kay Ford. On top of that, we were told to see a gentleman named stan and he was apparently "the man". It was on Facebook so it must be true right? We did some research and found a couple used cars that we thought might work. My mother in law drove us there and watched our son as I couldn't afford to pay for the chaos im sure he'd cause. We were met by a nice gentleman who asked us some questions and went to get a car we wanted to see. While he was gone, we pulled up there picture of stan and tracked him down like stalkers. He immediately made us feel at ease and like he had our best interests at heart. I work in retail so I'm naturally cautious of people looking to make a sale but stan managed to suspend my disbelief. Side note, they also have a vending machine with great chips. Stan took the time to get to know us and our needs before we even began looking at cars. When it came time to recommend a car, steam suggested a hybrid. A hybrid wasn't one we had considered and honestly didn't really understand. We looked at a few, test drove it, and fell in love. Stan was able to get us a great price that was within the budget we had discussed. It was a huge weight knowing that we now have a reliable car for our son and future child. I highly recommend bill kay Ford and can fully attest that Stan is in fact the man.

oil change and service /inspection

RFELIX1990
CARS
11-6-2019
Full Star Full Star Full Star Full Star Full Star

Service did very good job on oil change, inspecting the battery, brakes, rotating tires, and adjusting inflation and other works. asked service to help check rewards Ford gives for past service

Literal life savers

Justtwan
CARS
11-6-2019
Full Star Full Star Full Star Full Star Full Star

Im a repeat customer and each time has been a pleasure. I title my review Life savers because after owning an 05 Taurus I switched to a Camry Sport but the car was poorly built that in six months I decided to get out of it since Toyota wouldn't stand behind their defective product. I traded the car for a 2015 Fusion that was a very reliable vehicle that didn't have all of the issue the Camry had and the sales team were able to get me a lower interest rate through Ford credit teir 1 and save me some money on the trade so that it wouldn't hurt me financially. After the cars was paid off I traded it for a 2018 Accord which was worse that the Camry and after Honda proved that they don't stand behind their product I was forced to trade another dangerous vehicle in at Bill kay. I called and told them I saw a new Titanium for 3000 cheaper than theirs and if they would match the price. I was told that they see my past purchases under my phone number and they didn't see why they couldn't make this happen for me. Absinthe were able to lower the price by 3000, offer me more for my trade in than blue book and a few more discounts to get me to a number I was happy with. To my surprise my interest rate was lower than the Accord and I didn't have to debate anything at all. The finance manager must have read my mind because the new car came with 6 years extended warranty and a gap policy that I was going to ask about at better pricing than the Accords extended warranty through a third party. Ford Motor is the holder of my Extended warranty now so I can go to any Ford dealership, not to mention that I love my new car that has all the bells and whistles unlike the expensive base model death trap I traded in that had nothing but defects. Now I'm in a newer top trim level for less money. In and out in less than 3 hours.

Sales and service

Don
CARS
11-6-2019
Full Star Full Star Full Star Full Star Full Star

I just purchased my fourth vehicle from Bill Kay and have been very satisfied with each deal I got and with the service I have received after the purchase. This time I purchased a 2019 F 150 from my sales person Meana. He was very knowledgeable and a great person to deal with. The entire staff worked with me to complete the purchase of what I feel was a great deal. The finance manager was very good to deal with which made that part very easy. As I mentioned every vehicle has also been serviced mostly by Bill Kay and they have also been very professional. The 2018 Escape we purchased had a problem with the hatchback but Robert and the rest of the service department worked very hard to get this fixed. They even had to get others in the Ford company to work through the problem.

"Excellent service "

ALWALOWSKI
DEALERRATER
11-6-2019
Full Star Full Star Full Star Full Star Full Star

The customer service was very good. They explained what my vehicle needed and did not try to sell unnecessary things. They were very fair with the cost and delivered a great job.

"Sales and service"

Don
DEALERRATER
11-6-2019
Full Star Full Star Full Star Full Star Full Star

I just purchased my fourth vehicle from Bill Kay and have been very satisfied with each deal I got and with the service I have received after the purchase. This time I purchased a 2019 F 150 from my sales person Meana. He was very knowledgeable and a great person to deal with. The entire staff worked with me to complete the purchase of what I feel was a great deal. The finance manager was very good to deal with which made that part very easy. As I mentioned every vehicle has also been serviced mostly by Bill Kay and they have also been very professional. The 2018 Escape we purchased had a problem with the hatchback but Robert and the rest of the service department worked very hard to get this fixed. They even had to get others in the Ford company to work through the problem.

"Literal life savers"

Justtwan
DEALERRATER
11-6-2019
Full Star Full Star Full Star Full Star Full Star

Im a repeat customer and each time has been a pleasure. I title my review Life savers because after owning an 05 Taurus I switched to a Camry Sport but the car was poorly built that in six months I decided to get out of it since Toyota wouldn't stand behind their defective product. I traded the car for a 2015 Fusion that was a very reliable vehicle that didn't have all of the issue the Camry had and the sales team were able to get me a lower interest rate through Ford credit teir 1 and save me some money on the trade so that it wouldn't hurt me financially. After the cars was paid off I traded it for a 2018 Accord which was worse that the Camry and after Honda proved that they don't stand behind their product I was forced to trade another dangerous vehicle in at Bill kay. I called and told them I saw a new Titanium for 3000 cheaper than theirs and if they would match the price. I was told that they see my past purchases under my phone number and they didn't see why they couldn't make this happen for me. Absinthe were able to lower the price by 3000, offer me more for my trade in than blue book and a few more discounts to get me to a number I was happy with. To my surprise my interest rate was lower than the Accord and I didn't have to debate anything at all. The finance manager must have read my mind because the new car came with 6 years extended warranty and a gap policy that I was going to ask about at better pricing than the Accords extended warranty through a third party. Ford Motor is the holder of my Extended warranty now so I can go to any Ford dealership, not to mention that I love my new car that has all the bells and whistles unlike the expensive base model death trap I traded in that had nothing but defects. Now I'm in a newer top trim level for less money. In and out in less than 3 hours.

"oil change and service /inspection"

RFELIX1990
DEALERRATER
11-6-2019
Full Star Full Star Full Star Full Star Empty Star

Service did very good job on oil change, inspecting the battery, brakes, rotating tires, and adjusting inflation and other works. asked service to help check rewards Ford gives for past service

"Couldn't ask for more"

Jlillard86
DEALERRATER
11-6-2019
Full Star Full Star Full Star Full Star Full Star

So my pregnant wife's car broke down on a Tuesday, with our 3 year old in the car. We got the car towed and tried to wade thru the mass amount of dealers online, resulting in nothing but a headache. I then did what all same people do and turned to my community Facebook page for advice. Naturally, I received a myriad of opinions that clashed with one another. Thru the darkness though shone one consistently positive opinion and that was bill kay Ford. On top of that, we were told to see a gentleman named stan and he was apparently "the man". It was on Facebook so it must be true right? We did some research and found a couple used cars that we thought might work. My mother in law drove us there and watched our son as I couldn't afford to pay for the chaos im sure he'd cause. We were met by a nice gentleman who asked us some questions and went to get a car we wanted to see. While he was gone, we pulled up there picture of stan and tracked him down like stalkers. He immediately made us feel at ease and like he had our best interests at heart. I work in retail so I'm naturally cautious of people looking to make a sale but stan managed to suspend my disbelief. Side note, they also have a vending machine with great chips. Stan took the time to get to know us and our needs before we even began looking at cars. When it came time to recommend a car, steam suggested a hybrid. A hybrid wasn't one we had considered and honestly didn't really understand. We looked at a few, test drove it, and fell in love. Stan was able to get us a great price that was within the budget we had discussed. It was a huge weight knowing that we now have a reliable car for our son and future child. I highly recommend bill kay Ford and can fully attest that Stan is in fact the man.

"Service was excellent!"

Shaunta
DEALERRATER
11-5-2019
Full Star Full Star Full Star Full Star Full Star

Thank you for your excellent service and timeliness too! Everyone that I communicated with was very friendly and professional. I highly recommend Bill Kay Ford.

"Fantastic"

Felix Raigosa
DEALERRATER
11-5-2019
Full Star Full Star Full Star Full Star Full Star

Exelente trabajo Buena actitud y professionalismo y tambien muy atentos en brindar un buen servicio para que el cliente se sienta muy sastifecho ante todo confianza y respeto rrecomiendo a Juan hurtado como agente de venta de veiculos gracias...

"Diagnostic Services "

TMCCLURGE
DEALERRATER
11-5-2019
Full Star Full Star Full Star Full Star Full Star

As usual, I received prompt and courteous service. Robert explained the issues with my vehicle in a way I can understand and he answered all my questions. He was the ultimate professional.

Diagnostic Services

TMCCLURGE
CARS
11-5-2019
Full Star Full Star Full Star Full Star Full Star

As usual, I received prompt and courteous service. Robert explained the issues with my vehicle in a way I can understand and he answered all my questions. He was the ultimate professional.

Service was excellent!

Shaunta
CARS
11-5-2019
Full Star Full Star Full Star Full Star Full Star

Thank you for your excellent service and timeliness too! Everyone that I communicated with was very friendly and professional. I highly recommend Bill Kay Ford.

Fantastic

Felix Raigosa
CARS
11-5-2019
Full Star Full Star Full Star Full Star Full Star

Exelente trabajo Buena actitud y professionalismo y tambien muy atentos en brindar un buen servicio para que el cliente se sienta muy sastifecho ante todo confianza y respeto rrecomiendo a Juan hurtado como agente de venta de veiculos gracias...

Heather Ellis
Heather Ellis
GOOGLE
11-3-2019
Full Star Full Star Full Star Full Star Full Star

My third used car from Bill Kay and each one I have had never had any issue. They have been great to work with...do your homework and everything will go smooth when you buy a car. The sales guys are all very nice, the finance guy has always been friendly. Thank you guys for always working with me the best you can!!

Great service

oliverjoelramos
CARS
11-3-2019
Full Star Full Star Full Star Full Star Full Star

The young man who helped me out was very helpful and professional. I would recommend Carlos Toscano to my friends and family. I was very satisfied with his level of professionalism.

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