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First Time Car Buyer Program near Chicago, IL

First Time Car Buyer Program near Chicago, IL

Whether you have recently graduated from college or have been taking CTA your entire life, we at Bill Kay Ford understand that your first automotive purchase can feel like a daunting task. We are here to minimize your stress by providing a long list of top-notch driving options along with instant loan approval for your peace of mind. If you are ready to get the ball rolling on our First Time Car Buyer Program, continue reading, tap into our online features, then pay our Finance Department a visit!

How Does it Work?

If you have recently paid multiple banks and lenders visits, only to be left disappointed, you can feel confident that this won’t happen with us. Instead, we completely understand that everyone needs to start somewhere, which is why we will work with your current situation by giving you loan approval no matter what your financial standing looks like. This way, we can secure the appropriate financing you need to increase your credit score while at the helm of a vehicle that you take pride in. When you come down to our location, we will sit down with you for a one-on-one consultation that goes over your budget, future goals, income, and housing situation, so we can verify that you qualify. Fortunately, we have a high rate of approval for our new buyers, so you can have faith that you won’t be turned away!

Inventory

If you haven’t already, you can begin your search for a top-notch driving option right from home when you dive into our online inventory from your smartphone or tablet. To get started, head to the top of your screen and select the New Vehicles dropdown if you are in the market for a pristine Ford model that plays host to all of the latest driving advancements and safety features. For a family-size vehicle that is perfect for your entire crew, consider taking the helm of options like the Expedition or Explorer. On the other hand, if you would prefer some extra muscle to help you with your transportation endeavors, you can’t go wrong with the F-150! We should also let you know that we showcase plenty of certified and one-owner vehicles if you are looking for a like-new model from recent years.

Financing

If you thought that finding your dream car was easy, just wait until you utilize our online financing features that will help you limit your time spent at our location! For instance, the Payment Calculator will allow you to determine your buying power and prospective monthly rate so you know exactly what you can afford. After that, you can head over to our Get Pre-Approved form to secure your green light in three simple steps. We don’t require your SSN or DOB, and it will have zero effect on your credit evaluation. Then, after you receive your thumbs up, you can fill out the Finance Application so we can get started on your loan options.

Take advantage of our First Time Car Buyer program near Chicago, IL, today at Bill Kay Ford. While you are here, take a look at our testimonials to review our success stories!


Visit Our Finance Department!

Contact Information


Sales Hours

708-377-5313
Monday 9:00 am - 9:00 pm
Tuesday 9:00 am - 9:00 pm
Wednesday 9:00 am - 9:00 pm
Thursday 9:00 am - 9:00 pm
Friday 9:00 am - 9:00 pm
Saturday 9:00 am - 6:00 pm
Sunday Closed

Dealership Information

Testimonials

"10,000 mile check up"

DM2127
DEALERRATER
10-18-2019
Full Star Full Star Full Star Full Star Full Star

Carlos greeted me as soon as I drove in, he was courteous, completed the work very quickly and did a wonderful job. My car was purchased from Bill Kay and I have always gone there for my service issues. I will continue to do so, they do an excellent job.

"Great service "

SONIA_IRIZARRY1
DEALERRATER
10-18-2019
Full Star Full Star Full Star Full Star Full Star

Always friendly service.. explains well the service provided. Walk in any time, no appointment needed helps with my crazy schedule. I like the updates notices in the email and text.

Experience was very good

ERASMOZEFERINO
CARS
10-14-2019
Full Star Full Star Full Star Full Star Full Star

I gave this rating because of the service and the quality of the work that they did and they were very helpful and very professional.

"Experience was very good"

ERASMOZEFERINO
DEALERRATER
10-14-2019
Full Star Full Star Full Star Full Star Full Star

I gave this rating because of the service and the quality of the work that they did and they were very helpful and very professional.

Needed a car ASAP. Our car was totaled in an accident.

gibby
CARS
10-13-2019
Full Star Full Star Full Star Full Star Empty Star

They were very nice. Our car was totaled & we had to return the rental. We hadn't gotten the money from the insurance yet so they had us sign a promissary note. Because of our good credit they let us take the car home. I was very mpressed. I just wish they would have put gas in or gave us some free oil change. They don't seem to give anything extra for buying a used car. I'm a little disappointed in that! Not everyone can afford brand new. Overall I was happy.

"Needed a car ASAP. Our car was totaled in an accident. "

gibby
DEALERRATER
10-13-2019
Full Star Full Star Full Star Full Star Empty Star

They were very nice. Our car was totaled & we had to return the rental. We hadn’t gotten the money from the insurance yet so they had us sign a promissary note. Because of our good credit they let us take the car home. I was very mpressed. I just wish they would have put gas in or gave us some free oil change. They don’t seem to give anything extra for buying a used car. I’m a little disappointed in that! Not everyone can afford brand new. Overall I was happy.

Exceeded my expectations

Shauneika G.
CARS
10-12-2019
Full Star Full Star Full Star Full Star Full Star

Mena was friendly with excellent customer service. I knew with my not so great credit the likelihood of leaving the dealership with the car of my choice was slim. However, Mena tirelessly worked to get me an incredible deal on the car of my choice. With his genuine spirit and honest demeanor I most certainly will recommend his services. He's the absolute best.

"Exceeded my expectations "

Shauneika G.
DEALERRATER
10-12-2019
Full Star Full Star Full Star Full Star Full Star

Mena was friendly with excellent customer service. I knew with my not so great credit the likelihood of leaving the dealership with the car of my choice was slim. However, Mena tirelessly worked to get me an incredible deal on the car of my choice. With his genuine spirit and honest demeanor I most certainly will recommend his services. He’s the absolute best.

"Happy customer"

smurph5050
DEALERRATER
10-11-2019
Full Star Full Star Full Star Full Star Full Star

Bill Kay Ford provided excellent customer service. They found the problem with my car, quoted me the price and estimated time it would be done. Everyone was friendly and very accommodating. Shuttle service was provided for me. Victoria was the best! Very nice experience

Happy customer

smurph5050
CARS
10-11-2019
Full Star Full Star Full Star Full Star Full Star

Bill Kay Ford provided excellent customer service. They found the problem with my car, quoted me the price and estimated time it would be done. Everyone was friendly and very accommodating. Shuttle service was provided for me. Victoria was the best! Very nice experience

"Prodlem with down shifting"

ELECTRIC1343
DEALERRATER
10-10-2019
Full Star Full Star Full Star Full Star Full Star

Problem solved as promised. Charles Dudzik explained the steps involved in solving the problem and basically insured me the problem could be solved by following the steps he laid out. I will always ask for Charles when i need major service.

"It was fast.."

Sheriff Pinky
DEALERRATER
10-10-2019
Full Star Full Star Full Star Full Star Full Star

I need to speak to someone about my concerns about my truck after purchasing my truck. I did not receive what the salesman agreed to and their are some things missing on the truck that wasn't specifically specified to me at the time of purchase... I gave that salesman a $20,000 cashier's check Im trying to stay calm until I figure this out. I need someone to contact me immediately...and yes I spoke to the salesman Mark Burklow about it....when I first came to speak with him after something under the hood exploded...he saw me and left...REALLY! PLEASE HELP! Otherwise I'm going to have rethink *I spent 6 visits to get the luggage rack fixed that kept popping up.. the tires are bald... *At the time of purchase the truck had 2500 miles on it...these tires shouldn't be bald *However...I requested new tires and a new tire spare (no donut). I had to come back 2 times for the tire losing air...The service department says it was a nail...when it was shown to me ..it looked like it was embedded in the tire and had been there for quite a while. *The front tire is missing the tire air cap. *The truck is missing the driver's door lock *The radio has no bass The service department is wonderful..speedy..and professional..I have no problems with them.

Prodlem with down shifting

ELECTRIC1343
CARS
10-10-2019
Full Star Full Star Full Star Full Star Full Star

Problem solved as promised. Charles Dudzik explained the steps involved in solving the problem and basically insured me the problem could be solved by following the steps he laid out. I will always ask for Charles when i need major service.

It was fast..

Sheriff Pinky
CARS
10-10-2019
Full Star Full Star Full Star Full Star Full Star

I need to speak to someone about my concerns about my truck after purchasing my truck. I did not receive what the salesman agreed to and their are some things missing on the truck that wasn't specifically specified to me at the time of purchase... I gave that salesman a $20,000 cashier's check Im trying to stay calm until I figure this out. I need someone to contact me immediately...and yes I spoke to the salesman Mark Burklow about it....when I first came to speak with him after something under the hood exploded...he saw me and left...REALLY! PLEASE HELP! Otherwise I'm going to have rethink *I spent 6 visits to get the luggage rack fixed that kept popping up.. the tires are bald... *At the time of purchase the truck had 2500 miles on it...these tires shouldn't be bald *However...I requested new tires and a new tire spare (no donut). I had to come back 2 times for the tire losing air...The service department says it was a nail...when it was shown to me ..it looked like it was embedded in the tire and had been there for quite a while. *The front tire is missing the tire air cap. *The truck is missing the driver's door lock *The radio has no bass The service department is wonderful..speedy..and professional..I have no problems with them.

OC is always kind and patient.

Freddie Lockwood
CARS
10-8-2019
Full Star Full Star Full Star Full Star Full Star

The building is always clean and inviting. All of the sales reps smile and say hello. Mr. Glover makes sure that you're comfortable and always let you know how much longer you'll have to wait.

Great

SUGARSHELLEY253
CARS
10-8-2019
Full Star Full Star Full Star Full Star Full Star

service was great fast and consistent I was treated with respect as a woman having service done on her vehicle everything was explained to me as to move it forward what my vehicle will need

"OC is always kind and patient."

Freddie Lockwood
DEALERRATER
10-8-2019
Full Star Full Star Full Star Full Star Full Star

The building is always clean and inviting. All of the sales reps smile and say hello. Mr. Glover makes sure that you’re comfortable and always let you know how much longer you’ll have to wait.

"Great"

SUGARSHELLEY253
DEALERRATER
10-8-2019
Full Star Full Star Full Star Full Star Full Star

service was great fast and consistent I was treated with respect as a woman having service done on her vehicle everything was explained to me as to move it forward what my vehicle will need

Friendly and very pleasant.

Cmm
CARS
10-7-2019
Full Star Full Star Full Star Full Star Full Star

I brought my vehicle in for a oil change, the gentlemen in the service department was very nice. He took the time to explain to me what was included with the oil change, and told me how long the wait would be. I waited for a little while, which is to be expected for a saturday. I liked the fact that I got in and out, that really means alot to me.

Good service

Betty
CARS
10-7-2019
Full Star Full Star Full Star Full Star Full Star

I'm always very happy with service at Kay Ford Service. Always very professional always done in a timely fashion. And the people very friendly. I always like the service and Kate Ford

service

Dorcas Darby
CARS
10-7-2019
Full Star Full Star Full Star Full Star Full Star

Great service. I had a coupon you get the work done, I was happy with the price. I will be going there again. I highly recommend.

"service"

Dorcas Darby
DEALERRATER
10-7-2019
Full Star Full Star Full Star Full Star Full Star

Great service. I had a coupon you get the work done, I was happy with the price. I will be going there again. I highly recommend.

"Good service "

Betty
DEALERRATER
10-7-2019
Full Star Full Star Full Star Full Star Full Star

I’m always very happy with service at Kay Ford Service. Always very professional always done in a timely fashion. And the people very friendly. I always like the service and Kate Ford

"Friendly and very pleasant."

Cmm
DEALERRATER
10-7-2019
Full Star Full Star Full Star Full Star Full Star

I brought my vehicle in for a oil change, the gentlemen in the service department was very nice. He took the time to explain to me what was included with the oil change, and told me how long the wait would be. I waited for a little while, which is to be expected for a saturday. I liked the fact that I got in and out, that really means alot to me.

"One of the greatest car dealerships in the south suburbs "

De'von
DEALERRATER
10-6-2019
Full Star Full Star Full Star Full Star Full Star

Bill Kay Ford Midlothian is one of the most helpful customer service people friendly and business professional establishments I've ever had the plessure of doing business with.

"New car purchase"

satisfied
DEALERRATER
10-6-2019
Full Star Full Star Full Star Full Star Full Star

Shopped for a ford Escape on line, Mr Karas welcomed and seated me with a smile, between him and his manager I got the price I went in with and I left satisfied, thank you.

"Service repair "

Mickey
DEALERRATER
10-6-2019
Full Star Full Star Full Star Full Star Full Star

Robert is the best!! Friendly courteous and had car ready before promised . Bought at Hawk Ford but they suck! Robert was very honest and helpful!

New car purchase

satisfied
CARS
10-6-2019
Full Star Full Star Full Star Full Star Full Star

Shopped for a ford Escape on line, Mr Karas welcomed and seated me with a smile, between him and his manager I got the price I went in with and I left satisfied, thank you.

One of the greatest car dealerships in the south suburbs

De'von
CARS
10-6-2019
Full Star Full Star Full Star Full Star Full Star

Bill Kay Ford Midlothian is one of the most helpful customer service people friendly and business professional establishments I've ever had the plessure of doing business with.

Service repair

Mickey
CARS
10-6-2019
Full Star Full Star Full Star Full Star Full Star

Robert is the best!! Friendly courteous and had car ready before promised . Bought at Hawk Ford but they suck! Robert was very honest and helpful!

Honest shop and great customer service

ANDERSENMN
CARS
10-4-2019
Full Star Full Star Full Star Full Star Full Star

Bill Kay has a great team at their service desk. I appreciate the dealership's honesty. Also had pretty quick turn around. Thanks Carlos for keeping me up to date on everything. I appreciate all your effort

"Honest shop and great customer service"

ANDERSENMN
DEALERRATER
10-4-2019
Full Star Full Star Full Star Full Star Full Star

Bill Kay has a great team at their service desk. I appreciate the dealership's honesty. Also had pretty quick turn around. Thanks Carlos for keeping me up to date on everything. I appreciate all your effort

Recall

CYT68
CARS
10-2-2019
Full Star Full Star Full Star Full Star Full Star

I came in for a recall on my 2016 Explorer. When I arrived the rep explained it would be a 5 hour wait. I was finished in 2 (I stayed because the person who I made the appointment with said it should take about 2-3)

excellent

FEDUKES
CARS
10-2-2019
Full Star Full Star Full Star Full Star Full Star

excellent service received at Bill Kay Ford Service Department on the date that I brought in my car for service. Usually is a good experience so I was not disappointed this time either.

service

LOISOLSON
CARS
10-2-2019
Full Star Full Star Full Star Full Star Full Star

service rep was very polite and work was done in a quick, efficient manner. office and shop were clean and everyone was professional. quick and easy check out at the cashier as well

"service"

LOISOLSON
DEALERRATER
10-2-2019
Full Star Full Star Full Star Full Star Full Star

service rep was very polite and work was done in a quick, efficient manner. office and shop were clean and everyone was professional. quick and easy check out at the cashier as well

"Recall"

CYT68
DEALERRATER
10-2-2019
Full Star Full Star Full Star Full Star Full Star

I came in for a recall on my 2016 Explorer. When I arrived the rep explained it would be a 5 hour wait. I was finished in 2 (I stayed because the person who I made the appointment with said it should take about 2-3)

"excellent"

FEDUKES
DEALERRATER
10-2-2019
Full Star Full Star Full Star Full Star Full Star

excellent service received at Bill Kay Ford Service Department on the date that I brought in my car for service. Usually is a good experience so I was not disappointed this time either.

Great experience

Theresa R
CARS
10-1-2019
Full Star Full Star Full Star Full Star Full Star

I walked in 15 minutes before closing time on a Saturday and ended up buying a car. No one acted the least bit annoyed. From the salesman to the finance and loan guy, everyone was super nice. It was a relaxing , no pressure experience.

Great service rep

F150
CARS
10-1-2019
Full Star Full Star Full Star Full Star Full Star

Victoria was terrific. Knowledgeable, quick and polite. Good updates on progress and got me out quickly. Good addition to the team. Should have her promoted.

Bill Kay Ford

CARS
10-1-2019
Full Star Full Star Full Star Full Star Empty Star

My oil change took roughly around 40 minutes. They told me what I needed, and I was on my way. I needed two new tires.

Happy customer

Chicks Choice
CARS
10-1-2019
Full Star Full Star Full Star Full Star Full Star

Pleased with the service and the time it took for pickup Thanks Robert for getting everything done and communicating with me. Issue was resolved 1st time and I'm happy.

"Bill Kay Ford"

DEALERRATER
10-1-2019
Full Star Full Star Full Star Full Star Full Star

My oil change took roughly around 40 minutes. They told me what I needed, and I was on my way. I needed two new tires.

"Happy customer"

Chicks Choice
DEALERRATER
10-1-2019
Full Star Full Star Full Star Full Star Full Star

Pleased with the service and the time it took for pickup Thanks Robert for getting everything done and communicating with me. Issue was resolved 1st time and I’m happy.

"Great experience"

Theresa R
DEALERRATER
10-1-2019
Full Star Full Star Full Star Full Star Full Star

I walked in 15 minutes before closing time on a Saturday and ended up buying a car. No one acted the least bit annoyed. From the salesman to the finance and loan guy, everyone was super nice. It was a relaxing , no pressure experience.

"You are the best service department I've encountered. "

NANCYLOUR
DEALERRATER
10-1-2019
Full Star Full Star Full Star Full Star Full Star

Thank you for the personalized service and quick return of my vehicle . All our questions were answered and we were alerted to potential issues that may occur in the future as well as needed maintenance.

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