Bill Kay Ford
Bill Kay Ford Smart Search Icon
Search

First Time Car Buyer Program near Chicago, IL

First Time Car Buyer Program near Chicago, IL

Whether you have recently graduated from college or have been taking CTA your entire life, we at Bill Kay Ford understand that your first automotive purchase can feel like a daunting task. We are here to minimize your stress by providing a long list of top-notch driving options along with instant loan approval for your peace of mind. If you are ready to get the ball rolling on our First Time Car Buyer Program, continue reading, tap into our online features, then pay our Finance Department a visit!

How Does it Work?

If you have recently paid multiple banks and lenders visits, only to be left disappointed, you can feel confident that this won’t happen with us. Instead, we completely understand that everyone needs to start somewhere, which is why we will work with your current situation by giving you loan approval no matter what your financial standing looks like. This way, we can secure the appropriate financing you need to increase your credit score while at the helm of a vehicle that you take pride in. When you come down to our location, we will sit down with you for a one-on-one consultation that goes over your budget, future goals, income, and housing situation, so we can verify that you qualify. Fortunately, we have a high rate of approval for our new buyers, so you can have faith that you won’t be turned away!

Inventory

If you haven’t already, you can begin your search for a top-notch driving option right from home when you dive into our online inventory from your smartphone or tablet. To get started, head to the top of your screen and select the New Vehicles dropdown if you are in the market for a pristine Ford model that plays host to all of the latest driving advancements and safety features. For a family-size vehicle that is perfect for your entire crew, consider taking the helm of options like the Expedition or Explorer. On the other hand, if you would prefer some extra muscle to help you with your transportation endeavors, you can’t go wrong with the F-150! We should also let you know that we showcase plenty of certified and one-owner vehicles if you are looking for a like-new model from recent years.

Financing

If you thought that finding your dream car was easy, just wait until you utilize our online financing features that will help you limit your time spent at our location! For instance, the Payment Calculator will allow you to determine your buying power and prospective monthly rate so you know exactly what you can afford. After that, you can head over to our Get Pre-Approved form to secure your green light in three simple steps. We don’t require your SSN or DOB, and it will have zero effect on your credit evaluation. Then, after you receive your thumbs up, you can fill out the Finance Application so we can get started on your loan options.

Take advantage of our First Time Car Buyer program near Chicago, IL, today at Bill Kay Ford. While you are here, take a look at our testimonials to review our success stories!


Visit Our Finance Department!

Contact Information


Sales Hours

708-377-5313
Monday 9:00 am - 9:00 pm
Tuesday 9:00 am - 9:00 pm
Wednesday 9:00 am - 9:00 pm
Thursday 9:00 am - 9:00 pm
Friday 9:00 am - 9:00 pm
Saturday 9:00 am - 6:00 pm
Sunday Closed

Dealership Information

Testimonials

"I was well informed about what was going on with my car..."

CHARTINI
DEALERRATER
1-22-2020
Full Star Full Star Full Star Full Star Full Star

I was well informed about what was going on with my car and it did not take too long to get car back. Thank you very much.

"I was very satisfied with the way the salesman explained..."

christopherjordan75
DEALERRATER
1-21-2020
Full Star Full Star Full Star Full Star Empty Star

I was very satisfied with the way the salesman explained the deal we made for the car I purchased and the way he handled the issue I had and was taking care of quickly .

"Just bought a 2015 Lincoln MKC this past weekend. Your..."

jeffscally
DEALERRATER
1-20-2020
Full Star Full Star Full Star Full Star Full Star

Just bought a 2015 Lincoln MKC this past weekend. Your sales rep Romario Eskandar was patient, professional and very helpful in helping me choose the right vehicle at a price I can live with. Thank you. I’ll be a returning customer for future purchases.

Janine Brown
Janine Brown
GOOGLE
1-20-2020
Full Star Full Star Full Star Full Star Full Star

We have always bought our vehicles here and only had one bad experience. This experience on Saturday was handsdown the best. My mom at 77 needed a car. ( We went to Chevy dealership the day before. And it sucked). Our salesperson at Kaye just listened carefully about what she needed and how much she could afford. Finance and our salesman totally did it unlike Webb Chevy. She left very satisfied. They let her drive the car twice to be sure it was what she wanted. Even finance was amazing. Thank you again for making this experience a good one.

"Great place to get a good deal. Stanley Gibson is the..."

ehsannini
DEALERRATER
1-19-2020
Full Star Full Star Full Star Full Star Full Star

Great place to get a good deal. Stanley Gibson is the main reason why I keep going to Bill Kay Ford. I bought my 2nd Raptor from this dealer. Very happy with the process.

"I bought my GMC Acadia 2 weeks ago check engine light..."

T.muzzie6
DEALERRATER
1-18-2020
Full Star Full Star Full Star Empty Star Empty Star

I bought my GMC Acadia 2 weeks ago check engine light came on next day. They fixed that problem now check engine light is on again!!!

"Excellent New Car Buying Experience"

Joe B.
DEALERRATER
1-16-2020
Full Star Full Star Full Star Full Star Full Star

Bought a new Ford Expedition Max from Bill Kay yesterday. I've bought a number of vehicles from different dealerships and have to rate Bill Kay as the best overall experience I've had. The price I received was very competitive & I was treated extremely well by everyone at the dealership. My initial communication was via email thru customer service, Amanda. Amanda was extremely responsive, followed up frequently, and provided me lots of information before I went to the dealership. My salesperson, Dion, was extremely friendly, helpful & worked with me to get a great deal on the new vehicle and my trade in. Really appreciated Dion's low-pressure style, patience & professionalism as well as helping me unload my trade-in in the cold & drizzle for 30 minutes after buying the new car. All around positive experience & would highly recommend Bill Kay Ford for buying a new vehicle.

"Service was very good didn't take very long for oil..."

mcdanielzell
DEALERRATER
1-16-2020
Full Star Full Star Full Star Full Star Full Star

Service was very good didn't take very long for oil change and a tire rotation and took care of a recall part I was in there for about I want to see about an hour or so and I came in like after 3 I went to other dealerships like Van 183rd Homewood twice I went there at twelve noon one time and I went there after 3 one time and they kept turning me on turning me around saying they were very busy they couldn't take me where you the everybody was out to lunch or was time for everyone to go home I want to know about 12 one time and then the next time I went back it was about 3 and I got turned around so I appreciate he's taking care of me and I came to you after 3 and I had no problem with it

Excellent New Car Buying Experience

Joe B.
CARS
1-16-2020
Full Star Full Star Full Star Full Star Full Star

Bought a new Ford Expedition Max from Bill Kay yesterday. I've bought a number of vehicles from different dealerships and have to rate Bill Kay as the best overall experience I've had. The price I received was very competitive & I was treated extremely well by everyone at the dealership. My initial communication was via email thru customer service, Amanda. Amanda was extremely responsive, followed up frequently, and provided me lots of information before I went to the dealership. My salesperson, Dion, was extremely friendly, helpful & worked with me to get a great deal on the new vehicle and my trade in. Really appreciated Dion's low-pressure style, patience & professionalism as well as helping me unload my trade-in in the cold & drizzle for 30 minutes after buying the new car. All around positive experience & would highly recommend Bill Kay Ford for buying a new vehicle.

The service was great. The only issue I had was the price...

Giovanna Hurtado
CARS
1-15-2020
Full Star Full Star Full Star Full Star Full Star

The service was great. The only issue I had was the price on the website was cheaper than the actual price in the dealer. The sales persons were nice on trying to work with us.

I love it. Prompt, very courteous and concerned about the...

glorycarrier8
CARS
1-15-2020
Full Star Full Star Full Star Full Star Full Star

I love it. Prompt, very courteous and concerned about the well being of their customers and very affordable. I'm grateful for this particular dealership.

Service was great. The team kept me updated as the...

Olivia A
CARS
1-15-2020
Full Star Full Star Full Star Full Star Full Star

Service was great. The team kept me updated as the service was being rendered and also informed me of the upcoming services I would need to bring my car current in all aspects. Reasonably priced and super friendly!

"The service was great. The only issue I had was the price..."

Giovanna Hurtado
DEALERRATER
1-15-2020
Full Star Full Star Full Star Full Star Full Star

The service was great. The only issue I had was the price on the website was cheaper than the actual price in the dealer. The sales persons were nice on trying to work with us.

"I love it. Prompt, very courteous and concerned about the..."

glorycarrier8
DEALERRATER
1-15-2020
Full Star Full Star Full Star Full Star Full Star

I love it. Prompt, very courteous and concerned about the well being of their customers and very affordable. I'm grateful for this particular dealership.

"Service was great. The team kept me updated as the..."

Olivia A
DEALERRATER
1-15-2020
Full Star Full Star Full Star Full Star Full Star

Service was great. The team kept me updated as the service was being rendered and also informed me of the upcoming services I would need to bring my car current in all aspects. Reasonably priced and super friendly!

Service was very good didn't take very long for oil...

mcdanielzell
CARS
1-15-2020
Full Star Full Star Full Star Full Star Full Star

Service was very good didn't take very long for oil change and a tire rotation and took care of a recall part I was in there for about I want to see about an hour or so and I came in like after 3 I went to other dealerships like Van 183rd Homewood twice I went there at twelve noon one time and I went there after 3 one time and they kept turning me on turning me around saying they were very busy they couldn't take me where you the everybody was out to lunch or was time for everyone to go home I want to know about 12 one time and then the next time I went back it was about 3 and I got turned around so I appreciate he's taking care of me and I came to you after 3 and I had no problem with it

I went into the dealership just looking to compare prices...

Patmanskertrent
CARS
1-14-2020
Full Star Full Star Full Star Full Star Empty Star

I went into the dealership just looking to compare prices on 2017-18 Escapes. Within minutes Romario identified 2 vehicles within my price range that I couldn't resist. Romario Eskandar is the best.

Great Work

lovegram
CARS
1-14-2020
Full Star Full Star Full Star Full Star Full Star

It was great. Got me in and out in no time which I appreciated. Good work they know what they are doing very friendly and courteous.

"I went into the dealership just looking to compare prices..."

Patmanskertrent
DEALERRATER
1-14-2020
Full Star Full Star Full Star Full Star Empty Star

I went into the dealership just looking to compare prices on 2017-18 Escapes. Within minutes Romario identified 2 vehicles within my price range that I couldn't resist. Romario Eskandar is the best.

"Great Work"

lovegram
DEALERRATER
1-14-2020
Full Star Full Star Full Star Full Star Full Star

It was great. Got me in and out in no time which I appreciated. Good work they know what they are doing very friendly and courteous.

CARGURUS
1-13-2020
Full Star Full Star Full Star Full Star Full Star

Nice

"Called about an air bag light it was ok had oil changed..."

bettythomas1123
DEALERRATER
1-13-2020
Full Star Full Star Full Star Full Star Full Star

Called about an air bag light it was ok had oil changed and tires rotated.Everyone was professional and polite and not a very long wait time

Called about an air bag light it was ok had oil changed...

bettythomas1123
CARS
1-13-2020
Full Star Full Star Full Star Full Star Full Star

Called about an air bag light it was ok had oil changed and tires rotated.Everyone was professional and polite and not a very long wait time

Keyshawn Miller
Keyshawn Miller
GOOGLE
1-12-2020
Full Star Full Star Full Star Full Star Full Star

For starters it's a Great car lot and when I mean Great I mean Great. They sat down and told me not to worry about anything they can help me they help me. They really nailed it I love the car I got and can't wait to get another. So Friends, Family, and Loyal customer go to Bill Kay Ford on 14633 S Cicero Ave, Midlothian, IL 60445

Karen Wright
Karen Wright
GOOGLE
1-11-2020
Full Star Full Star Full Star Full Star Full Star

Always Always Always courteous and if there is a particular that requires attention it is acknowledged. Thank you Bill Kay Ford and Thank you Jesus!

"Excelente trato al cliente yo boy a regresas a hacer los..."

Senaide.baca
DEALERRATER
1-11-2020
Full Star Full Star Full Star Full Star Full Star

Excelente trato al cliente yo boy a regresas a hacer los servicios a mi camioneta con ustedes por qué son muy profesionales muchas gracias por su trato

Excelente trato al cliente yo boy a regresas a hacer los...

Senaide.baca
CARS
1-11-2020
Full Star Full Star Full Star Full Star Full Star

Excelente trato al cliente yo boy a regresas a hacer los servicios a mi camioneta con ustedes por que son muy profesionales muchas gracias por su trato

"Bill Kay did a great job servicing my vehicle. Definitely..."

sbnt1012
DEALERRATER
1-10-2020
Full Star Full Star Full Star Full Star Full Star

Bill Kay did a great job servicing my vehicle. Definitely Appreciate the quickness they got my vehicle in for service. Have been going here for years and will continue. Thank you

"Very excellent service. Thank you. I will continue to..."

rer1963
DEALERRATER
1-10-2020
Full Star Full Star Full Star Full Star Full Star

Very excellent service. Thank you. I will continue to use their service. The customer service and the people working there were very pleasant. Thank you much.

Bill Kay did a great job servicing my vehicle. Definitely...

sbnt1012
CARS
1-10-2020
Full Star Full Star Full Star Full Star Full Star

Bill Kay did a great job servicing my vehicle. Definitely Appreciate the quickness they got my vehicle in for service. Have been going here for years and will continue. Thank you

Very excellent service. Thank you. I will continue to...

rer1963
CARS
1-10-2020
Full Star Full Star Full Star Full Star Full Star

Very excellent service. Thank you. I will continue to use their service. The customer service and the people working there were very pleasant. Thank you much.

Great service as always. Maybe an appointment for a...

LUEVANOSIE
CARS
1-9-2020
Full Star Full Star Full Star Full Star Full Star

Great service as always. Maybe an appointment for a recall and had my oil changed at the same time. Was updated and informed about my breaks and Carlos was able to update me and get it completed that same morning with the service team.

"Great service as always. Maybe an appointment for a..."

LUEVANOSIE
DEALERRATER
1-9-2020
Full Star Full Star Full Star Full Star Full Star

Great service as always. Maybe an appointment for a recall and had my oil changed at the same time. Was updated and informed about my breaks and Carlos was able to update me and get it completed that same morning with the service team.

Juan is great I went there to just look at the cars he...

herreraricardo73
CARS
1-8-2020
Full Star Full Star Full Star Full Star Full Star

Juan is great I went there to just look at the cars he ended up Persuading me into trying to purchase it only took 2 hours fast and great service

"Juan is great I went there to just look at the cars he..."

herreraricardo73
DEALERRATER
1-8-2020
Full Star Full Star Full Star Full Star Full Star

Juan is great I went there to just look at the cars he ended up Persuading me into trying to purchase it only took 2 hours fast and great service

Jorge H
Jorge H
GOOGLE
1-7-2020
Full Star Full Star Full Star Full Star Empty Star

The service was great. I think the promotions online was a little misleading.

I'm a easy sale so

Happy as ever
CARS
1-5-2020
Full Star Full Star Full Star Full Star Empty Star

Salesman seemed liked a good guy. Felt a little rushed during negotiations but it was end of year so I'm happy I suppose. He answered all questions and took care of me and my boy.

"I’m a easy sale so "

Happy as ever
DEALERRATER
1-5-2020
Full Star Full Star Full Star Full Star Empty Star

Salesman seemed liked a good guy. Felt a little rushed during negotiations but it was end of year so I’m happy I suppose. He answered all questions and took care of me and my boy.

Too Long

Eagle29358
CARS
1-3-2020
Full Star Full Star Full Star Empty Star Empty Star

I made a appointment online for a oil change for 8 AM so my day wasn't wasted. I was told that it would be a hour and a half to two hours. It took 4 hours, and when I came back to pick up the car it wasn't washed so I had to wait another 20 minutes.

"Too Long"

Eagle29358
DEALERRATER
1-3-2020
Full Star Full Star Full Star Empty Star Empty Star

I made a appointment online for a oil change for 8 AM so my day wasn't wasted. I was told that it would be a hour and a half to two hours. It took 4 hours, and when I came back to pick up the car it wasn't washed so I had to wait another 20 minutes.

"Truck had been acting up since service"

Tduffin0
DEALERRATER
1-2-2020
Full Star Full Star Full Star Empty Star Empty Star

I took my Ford Explorer in for a recall. A day after I picked it up 3 service lights came on. And the truck has running funny. Because of the holidays I haven’t contacted them yet, but I will contact them tomorrow, January 3rd, and see how they respond.

"Good experience"

kennethz123
DEALERRATER
1-2-2020
Full Star Full Star Full Star Full Star Full Star

Good experience I would recommend vehicle was cleaned up and fueled and the overall transaction was seamless. The offer on my trade in was negotiated fairly and the price of the vehicle was decent.

"Great experience"

Bstad01
DEALERRATER
1-2-2020
Full Star Full Star Full Star Full Star Full Star

Great service very nice car so far. I have had issues with Ford in the past but hopefully these problems have been resolved. But over, very happy.

"Routine maintenance "

CCFD66
DEALERRATER
1-2-2020
Full Star Full Star Full Star Full Star Full Star

Check is was easy on file, requested mechanic i had before, he was great explained everthing he did and why. Chexk out was simple just pay at window

Routine maintenance

CCFD66
CARS
1-2-2020
Full Star Full Star Full Star Full Star Full Star

Check is was easy on file, requested mechanic i had before, he was great explained everthing he did and why. Chexk out was simple just pay at window

Read More